Terms of Use

使用條款

1. 重要聲明

多謝閣下使用秒投（“本產品”）！本產品為一個開放給公眾參與的媒體平臺，從閣下使用本產品的一刻開始，閣下即同意並受到以下使用條款的法律約束。我們保留隨時修改使用條款的權利，且不另行通知，請小心閱讀以下資料。本條款的中英原文如有任何岐異，一切以英文原文為準。

免責聲明及其他資料

2. 產品使用

任何本產品所提供的資料，若不能在個別司法區或國家合法给該司法區或國家任何人士或機構或供該等人士或機構存取或使用，而導致分子金融有限公司及所有其控股公司，子公司，聯營公司及其他關聯企業（“我們” 或“本集團”）須遵照該司法區或國家的規定接受監管要求，則本集團不允許將本產品给予該等人士或機構存取或使用。若任何人士或機構存取或使用本產品或對本產品有所倚賴，此等人士或機構必須自行確定並無任何本地的規定限制或禁止存取或使用本產品。

3. 並無要約及披露

本產品提供的資料是一般性質，僅供參考。本產品内所載的資料及任何意見，並不代表本集團以主理人或經辦人身分邀請或提請任何人士購買或沽售任何證券、期貨、期權或其他金融工具，或提供任何投資意見或服務。閣下應該在進行任何交易或投資決定前尋求適當的專業意見。對於任何基於此類資料或材料所作的任何交易或投資決定，本集團也不承擔任何責任。

閣下明確了解並同意，本集團任何成員、其董事及∕或代表及∕或職員及∕或家庭成員及∕或有關聯人士於任何時間均可就本產品所提及的證券持有好倉或淡倉，並可以不時在公開市場或其它市場以主理人或經辦人的身分購買及∕或沽售或提請購買及∕或沽售及∕或以任何方式處理所述的任何證券。

4. 並無保證

本產品内所載的任何資料、意見及數據是一般性質，僅供參考之用。雖然本產品提供予閣下的資料，均來自本集團認為可靠的來源資料，或以此等來源為根據，但本集團不能亦不會就因任何個別緣故而提供予閣下的任何資料或數據的準確性、有效性、及時性或完整性作出任何保證。本集團明確地聲明，不作出任何有關可買賣性或健全性的保證。本產品上的資料，僅按當時情況而提供，如有任何變更，恕不預先通知。本集團有權但無此義務，改善或更正在本應用的任何部分之錯誤或疏失。

本集團、匯港資訊有限公司及其資訊供應商努力確保所提供資訊的正確性和可靠性，惟不保證該等資料絕對正確。亦不對由於任何資料不確或遺漏所引起之損失或損害負上責任（不論是民事侵權行為責任或合約責任或其他）。所有資料和數據若有錯誤或遺漏之處，概不會成為任何索償、索求或案由的基準。據此，閣下不應依賴本產品所載的任何數據及／或數據、或按此行事或停止行事。倘若閣下選擇使用本產品的數據及／或數據作任何活動，則需要自行承擔所引致的風險。閣下同意進行自己的盡職調查和決定，並在必要時尋求適當的專業意見。

5. 責任限制

閣下在我們產品上的訊息將通過互聯網發送。在互聯網上發送訊息不可保證完全安全。本集團不會對瀏覽者因本集團應瀏覽者要求而在互聯網上收發的任何訊息的延誤、損失、轉移、修改、截聽或損毀所引致的任何損失負責。本集團毋須對使用本產品或利用本產品發送訊息而所引致的直接、間接、特別或後果性損害而以任何方式負上責任。

在互聯網上的通訊可能因互聯網的流量或資料傳送不確而出現干擾、傳送中斷或延誤。本集團並不代表或保證網站的登入不會受到干擾，或所傳送的資料不會延誤、無法或錯誤傳送或遺漏或遺失，亦不代表或保證不會傳送病毒或其他污染或破壞性物質，或不會導致瀏覽者的電腦或手提电话系統受損。本集團並不對任何在本產品而使用的第三方軟件或服務供應商的準確性、功能或表現作出任何聲明或保證。

本集團對於任何包含於、經由、連結、下載或從任何與本產品有關服務所獲得之資訊、內容或廣告，不聲明或保證其內容之正確性或可靠性。對於閣下透過本產品上之廣告、資訊或要約而展示、購買或取得之任何產品、資訊資料，本集團亦不負品質保證之責任。

閣下明確了解並同意，基於以下原因而造成之損失，包括但不限於利潤、商譽、使用、資料損失或其他無形損失，本集團不承擔任何直接、間接、附帶、特別、衍生性或懲罰性賠償（即使本集團已被告知前開賠償之可能性亦然）： (i) 本產品之使用或無法使用， (ii) 經由或透過本產品購買或取得之任何商品、資料、資訊或服務，或接收之訊息，或進行之交易所衍生之替代商品及服務之購買成本， (iii) 閣下的傳輸或資料遭到未獲授權的存取或變造， (iv) 本產品中任何第三方之聲明或行為，(v) 因使用本產品而導致閣下違反任何牌照，合同或協議;或 (vi) 使用本產品 (在此服務條款中以其他方式明確提供的除外) 的其他相關事宜。

6. 網址聯繫

閣下若通過本產品的連結功能而連接到任何第三方或其他網站或服務，本集團不作任何陳述或向第三方網站或服務的內容或包含的任何資訊承擔任何責任。若瀏覽者通過本產品的連結功能離開本產品，並瀏覽並非由本集團提供的內容，有關風險由瀏覽者自行承擔。若因該等網址所提供的服務、資料或其他內容有任何延誤、缺失或疏忽而引致的虧損或損失，不論是實際或是聲稱的虧損或損失，亦不論是相應性或因受罰引致的虧損或損失，本集團概不承擔任何責任。本集團對任何第三方傳送的任何電子內容，包括但不限於任何電子內容的準確性、主旨、質量或及時性，概不作出任何保證或聲明，亦不承擔任何責任。

7. 版權

未經本集團預先作出明確的書面同意前，本產品内的任何内容不得以任何方式複印、分發或出版作任何用途。閣下在我們產品上發佈的任何訊息版權為本集團所有。如果閣下由本產品下載任何資料或軟件，即表示閣下同意不會複製該等資料或軟件，或除去或隱藏該等資料所載的任何版權或其他通告或標題。

8. 閣下的註冊義務

為了使用本產品，你確認你的法定年齡超過18歲，並有形成有約束力的合同的能力，並且沒有受到任何適用的司法管轄區的法律禁止而接受本集團的服務。閣下明確了解並同意以下事項：

依本產品註冊表之提示提供你本人正確、精確、最新及完整的資料（以下簡稱 “登記資料”）。
維持並立即更新登記資料，確保其為正確、精確、最新及完整。若你提供任何錯誤、不實、過時、不完整或有誤導成分的資料，或者本集團有合理的理由懷疑資料為錯誤、不實、過時、不完整或有誤導成分的資料，本集團有權暫停或終止你的帳號，並拒絕你於現在和未來使用本產品之全部。本集團十分關切所有使用者的安全及私隱。

9. 用户帳號、密碼及安全

完成本產品的登記程序之後，你將收到一個密碼及帳號/ 連結到你的社交平臺帳號。維持密碼及帳號的機密安全，是你的責任。利用該密碼及帳號所進行的一切行動，你將負完全的責任。

閣下明確了解並同意以下事項： (a) 你的密碼或帳號遭到未獲授權的使用，或者其他任何安全問題發生時，你將立即通知本集團，且 (b) 每次連線完畢，均結束你的帳號使用。你未能遵守本項規定所衍生之任何損失或損害，本集團無法也不予負責。

10. 用户行為

閣下明白所有公開張貼或私下傳送的資料，數據、文字、軟件、音樂、聲音、照片、圖像、視像、訊息、標籤或其他資料（「內容」）均屬內容來源的該人的單獨責任。這表示你，而非本集團，將須為所有你所上載、張貼、發送、傳送之「內容」或以其他方式，通過本產品提供的所有「內容」負全部的責任。本集團無法控制通過本產品所張貼的「內容」，因此並不保證該等「內容」的準確性、完整性或品質。你明白在使用本產品時，你可能接觸到令人反感、不適當、不雅或討厭的「內容」。無論在任何情況下本集團均不會為任何「內容」負上責任，包括但不限於「內容」中的任何錯誤或遺漏，或以及經由本產品上載、張貼、發送，傳送之「內容」或以其他方式通過使用本產品而所導致的損失或傷害。

閣下明確了解並同意不會利用本產品來作以下用途：

上載、張貼、發送、傳送或以其他方式提供任何非法的、有害的、恐嚇性的、辱罵性的、騷擾性的、民事侵權的、破壞名譽的、粗俗的、淫穢的、誹謗的、侵犯他人私隱的、仇恨性的、道德上、在種族、人種等方面或其他方面會引起反感的「內容」；
在任何方面對未成年人造成傷害；
僞造標頭或用別的方法變換處理器識別工具來隱瞞掩飾通過本產品所傳送之任何「內容」的來源；
冒充任何人、團體或機構，包括但不限於本產品的職員、主持人，或以虛偽不實的方式陳述或謊稱與任何人、團體或機構之關係作不真實的聲明或其他虛假陳述；
上載、張貼、發送、傳送或以其他形式提供你在任何法律或合約、或因受託關係你無權提供的資料 (例如：因僱傭關係或不披露協議下你所獲得的內幕資料、私有、專屬及機密資料)；
上載、張貼、發送、傳送或以其他形式提供任何侵犯任何方的專利、商標、商業秘密、版權或其他專屬權利（「權利」）之「內容」;
上載、張貼、發送、傳送或以其他形式提供任何未經邀請而主動提供或未獲授權的廣告信函、「促銷資料」、「垃圾郵件」、「兜售信息」、「連鎖信件」、「層壓式推銷計劃」或任何其他形式為爭取客戶的行爲；
上載、張貼、發送、傳送或以其他形式提供任何帶有電腦病毒或任何其他惡毒電腦編碼，檔案或程式的資料用作干擾，破壞或限制任何電腦軟件、硬件或電信設備的功能；
干擾對話的正常資訊流程、導致螢幕比本產品的其他使用者能夠輸入的速度更快地移動，或以其他方式令其他使用者進行即時交流的能力受到負面的影響；
故意或非故意妨礙或使本產品、伺服器或與本產品連接的網路中斷，或不遵守與本產品連接的網路的要求，程式、程序、政策或規則；
故意或非故意地違反任何適用的本地，國家或國際法律，包括但不限於任何國家或其他證券交易所的規定及任何具法律效力的規則；
網路「跟蹤」、「追蹤」、威嚇或以其他方式騷擾其他人；及 /或
就以上所禁止的行爲或活動收集或儲存其他使用者的個人資料。

閣下明白本集團不能總是預先審查「內容」，亦不會審查私人訊息，但本集團和其指定人將有權(但沒有義務) 依其自行之單獨判斷預先審查，拒絕、攔阻或删除任何經由本產品提供之任何「內容」。在並不限制前述的條款的前提下，本集團和其指定人將有權在沒有通知或理由下移除任何違反本條款或在其他方面令人反感或厭惡的「內容」或所屬帳號。你同意你必須自行評估及承擔所有與使用「內容」，包括任何倚賴該等「內容」的準確性，完整性或用處相關的所有風險。就這些方面，你承認你不能倚賴本集團或用户所創制的任何「內容」或向本集團呈交的「內容」，包括但不限在本產品的所有其他部分的資料。

閣下明確了解並同意若依據法律或規定的要求，本集團可以進入、保存及揭露你的帳戶資料及內容，或當本集團真誠地相信為了以下目的合理地須要進入、保存及揭露你的帳戶資料及內容： (a) 遵守法律程序； (b) 執行本服務條款； (c) 回應任何「內容」侵犯第三方的權利之聲稱；(d) 回應你對客戶服務的請求；或 (e)保障本集團、其使用者及公衆的權利、財産或個人安全。

閣下明白本產品的技術處理程序及本產品的傳送，包括你的「內容」，可能涉及 (a)不同網路之間的傳送，及 (b)爲了符合及適應所連接的網路或設備裝置之技術要求而作出改變。

閣下明白本產品及嵌入本產品的軟件可能包括容許保護數碼材料的防護構成要素，而使用這些材料是受本集團及提供內容給本產品的內容供應商的使用規則所限制。你不能試圖推翻或規避嵌入本產品的使用規則。嚴禁把本產品所提供的資料的部分或全部進行任何未經授權的複製，發表、再分發或公開展示。

當通過建議或回饋的功能提交構想、建議、文件或計劃給本集團時，你承認及同意 (a) 閣下的來稿 (「來稿」) 不包含機密或私有的資料； (b) 本集團並不負有義務就「來稿」承擔任何明示或默示的保密義務； (c) 本集團將有權以任何方式，在全球任何媒體使用或披露 (或選擇不使用或披露) 該等「來稿」，(d) 本集團有可能已經在考慮或在開發與「來稿」類似的東西； (e) 你的「來稿」自動成爲本集團的財産而本集團並不對你負擔任何的義務；及 (f) 在任何情況下你不享有任何收取報酬或任何形式的補償的權利。

閣下明確了解並同意所有用戶在本產品發表的所有「內容」只代表作者個人意見，不代表本集團立場。對於任何基於此類「內容」所作的任何交易或投資決定，本集團也不承擔任何義務及責任。

除上述外，閣下了解網際網路的無國界性，同意遵守當地所有相關規定之網上行為及可接受「內容」之法規。你特別同意遵守關於從美國、香港、中國或你居住的國家或地區輸出技術性或個人資料的所有相關法律。

11. 付費、虛擬金幣、虛擬禮物及給予獎勵 (“獎勵” 或 “打賞”)

若要在本產品中對他人的內容、行為或服務給予付費或獎勵，你可以通過 App Stores (包括但不限於 Apple、Google Play等) (“App Stores”) 購買本產品上的虛擬金幣，然後使用虛擬金幣購買虛擬禮物贈與其他用戶；或透過銀行、網上或其他指定付款渠道進行付費。

虛擬金幣是本產品提供的虛擬貨幣，你可按照本產品內的收費標準並支付相應費用去購買虛擬金幣。虛擬金幣僅限在本產品內流通及使用，不支援兌換法定貨幣。
App Stores或其他付款渠道可能會根據於你身處地區的相關要求收取銷售稅（詳細資訊請查看你所屬的App Stores或付款渠道的條款與政策）。
虛擬金幣的價格和發行數量由本集團確定。本集團有權隨時根據市場情況調整虛擬金幣的價格及發行數量且不另行通知。你下載本產品並使用本產品服務，則視為你同意並接受我們擁有調整虛擬金幣的價格及發行數量的一切權利。
你如欲對其他用戶給予獎勵，必須使用虛擬金幣去購買本產品的虛擬禮物，並用以贈與其他用戶，你不能直接將虛擬金幣贈與其他用戶。
所有在本產品中的任何付費、購買的虛擬金幣、虛擬禮物或打賞是不能退款的。你明確瞭解並同意，你在本產品中的任何付費、購買虛擬金幣、虛擬禮物或打賞，是經過思考後的行為，本產品沒有任何責任義務為你提供任何理由的退款，請審慎思考後自願做出購買決定。若你在本產品中的任何付費、購買虛擬金幣、虛擬禮物或打賞後經任何App Stores 或付款渠道取消訂單，我們會將你購買的虛擬金幣、虛擬禮物或打賞金額收回，而所產生的所有商品或服務（包含但不限於分潤、等級、經驗值、排行等）也將一同收回。
本產品在任何情況下皆嚴禁用戶從其他用戶獲取現金，且所有用戶皆不得私下進行現金交易、買賣本產品的任何服務、虛擬金幣、虛擬禮物或帳號。你明確瞭解並同意，若你以任何形式私下進行現金交易、買賣本產品的任何服務、虛擬金幣、虛擬禮物或帳號，經查證屬實，本產品有權在任何时候永久停用你的帳號，並收回你所有的已購買的任何服務、打賞金額、虛擬金幣、虛擬禮物與分潤。
如果你通過任何不正當手段（包含但不限於違反誠實信用原則的方式、侵犯本集團或他人合法權益的方式、違反相關法律、行政法規、國家政策的方式等）為自己或他人獲取任何服務、虛擬金幣、虛擬禮物或打賞，本集團有權無償收回所有任何服務、虛擬金幣、虛擬禮物或打賞且不另行通知。
如果在付費、購買虛擬金幣、虛擬禮物或打賞過程中由你造成的任何損失，你需自行承擔。如果造成本集團任何損失的，本集團有權向你要求賠償。
你同意我們只有在因本產品軟體維修或其他技術故障而導致你的帳戶餘額錯誤時，才會進行必要的修正與調整。

12. 發票須知條款

若需索取某筆消費的發票，該筆消費的付款日翌日內透過電郵至 [email protected] 告知開立發票所需訊息（交易日期／交易金額／姓名／電話／EMAIL／付款方式／公司抬頭），我們將會有專人為你處理。
當我們收到開立發票所需訊息後，本公司將在下個月把發票以電郵方式發送給你。

13. 獎勵提現機制

當你獲得虛擬禮物作爲獎勵，你將有權提現獎勵。

不同的虛擬禮物有不同的可提現獎勵金額。你明確瞭解並同意，你的可提現獎勵金額（減除所有App Stores費用及本集團的行政費後）必須總累積達港幣 800元或以上（或其他貨幣的相應金額）才有權提現。
在你第一次進行提現的時候，你必須提交有效身份證明文件（以香港金融管理局的最新版《打擊洗錢及恐怖分子資金籌集指引》內的定義為準）及一份日期為三個月以內的銀行月結單副本，月結單副本上的實益擁有人必須與身份證明文件一致（不接受聯名戶口），而所提供的銀行必須能夠接受港幣或美元匯款。我們有權利需要你提供更多其他資料以核實身份及進行銀行匯款。核實所需要時間一般約為三個工作天到兩周。
你必須在本產品內申請獎勵提現。當我們收到你的提現申請後，並在完成所有核實過程後，我們才會將累積獎勵金額匯款給你已被核實的銀行帳戶。所有提現一經申請便不能取消提現。
我們匯款的所需時間約為兩個月。你明確瞭解並同意，在提現過程中，所有產生的銀行、匯款或任何第三方費用將由你來承擔。
你可提現的獎勵金額將每月自動結算一次，結算日為每個月的最後一日，香港時間晚上12：00。如果該月你收到的可提現獎勵金額獎勵金額（減除所有App Stores費用後）累積達港幣 10,000元或以上，我們會給予該月額外獎勵。
本集團有權自行決定虛擬禮物及可提現獎勵金額的計算方法，我們保留隨時修改的權利，且不另行通知。你下載本產品並使用本產品服務，則視為你同意並接受我們擁有獎勵金額計算與發放的一切權利。
若任何用戶在本產品中購買虛擬金幣、虛擬禮物或打賞後被任何App Stores取消訂單，我們會將該用戶所送出的虛擬禮物及相對應的可提現獎勵金額回收，且不另行通知。

14. 虛擬銀幣及銀幣獎勵

銀幣是本產品中流通的一種虛擬貨幣。
銀幣可以用來兌換本產品或第三方在本產品內提供的產品或者服務（“銀幣獎勵”）。某些銀幣獎勵可能只限於某些地區使用，請你在兌換之前注意該銀幣獎勵的使用條款。
你可以在本產品中通過做任務、參與活動來賺取銀幣。
銀幣僅在本產品中流通，其他地方不能使用。
銀幣不能兌換成現金或虛擬金幣。
銀幣只可供自己使用，不可以以任何方式轉讓給其他人。
你明確了解並同意，銀幣一經兌換，不支持撤銷。你兑换银币奖励是經過思考後的行為，本產品沒有任何責任義務為你提供任何理由的撤銷，請審慎思考後自願做出兑换決定。
你明確了解並同意，銀幣獎勵以實際提供內容為準。當你兌換由第三方在本產品內提供的銀幣獎勵時，本集團並不會為任何第三方在本產品內提供的銀幣獎勵提供任何形式的擔保或保證，銀幣獎勵，你需要自行與該第三方商討，本集團不會為第三方在本產品內提供的銀幣獎勵而負上任何責任。
若你因第三方在本產品內提供的銀幣獎勵、資料或其他內容有任何延誤、缺失或疏忽而引致的虧損或損失，不論是實際或是聲稱的虧損或損失，亦不論是相應性或因受罰引致的虧損或損失，本集團概不承擔任何責任。
銀幣在每年12月31日 23:59:59 後會自動清零而不會事先作出任何通知。
銀幣的發行數量由本集團決定，具體已實際提供內容為準，本集團有權在沒有通知用戶的情況下，任何時候更改銀幣的用途、發行數量、兌換標準等等。你下載並使用本產品服務、則視為你同意並接受本集團對改變銀幣及銀幣獎勵相關事項的一切權利。
本產品在任何情況下皆嚴禁用戶從其他用戶獲取現金，且所有用戶皆不得私下進行現金交易、買賣本產品的虛擬貨幣或帳號。你明確瞭解並同意，若你以任何形式私下進行現金交易、買賣本產品的虛擬貨幣或帳號，經查證屬實，本集團有權在任何时候永久停用你的帳號，並收回你所有的虛擬貨幣。
如果你通過任何不正當手段（包含但不限於違反誠實信用原則的方式、侵犯本集團或他人合法權益的方式、違反相關法律、行政法規、國家政策的方式等）為自己或他人獲取虛擬貨幣，本集團有權無償收回所有虛擬貨幣且不另行通知。
如果在使用虛擬貨幣、兌換本產品或第三方在本產品內提供的銀幣獎勵過程中由你造成的任何損失，你需自行承擔。如果造成本集團任何損失的，本集團有權向你要求賠償。
你同意我們只有在因本產品軟體維修或其他技術故障而導致你的銀幣或銀幣獎勵錯誤時，才會進行必要的修正與調整。

15. 關係

閣下、本集團及其他用戶不是代理人、雇員或合夥人關係，也不是作為對方的委託代表。

16. 彌償

若閣下經由本產品提供、張貼或傳送之「內容」、使用本產品、與本產品連線、違反本產品之條款、或侵害其他人任何權利因而衍生或導致任何第三方向本集團提出索賠或請求（包括合理的律師費），閣下同意賠償本集團及其主管、代理人或其他夥伴及員工，並使其免受損害。

17. 一般條款

整份協議:

本使用條款構成你與本集團之間的整份協議並規定你對本產品的使用，及取代任何以前你與本集團之間就服務所達成的協議。當你使用或購買某些本集團其他的服務、相關的服務、第三方的內容或第三方的軟件時你亦可能受到額外適用的條款及條件所限制。

選擇法律及訴訟地:

本使用條款及你與本集團的關係將受香港法律的管轄 (但並不需要顧及其法律衝突原則)。閣下與本集團均同意接受香港法院的個人及專屬的司法管轄。

棄權聲明及條款的可分割性:

本集團不行使或予以強制執行任何權利或本使用條款，將並不構成放棄該權利或條款。倘若一個具司法能力的法院發現本使用條款或協定的任何條款無效，協定各方仍然同意法院應盡力使條款所反映的各方的意向生效，而本使用條款的其他條款將繼續保留完全的效力及效果。

無生存者取得權及非可轉讓性:

閣下同意你的帳戶是不可以轉讓，以及你的權利或你帳戶內的任何內容權利於你的死亡時終止。當收到你的身死亡證的副本後，你的帳戶將被終止，所有裏面的內容將被永久刪除。

訴訟時效制定法:

閣下同意不管有任何相反的條例或法律，任何因使用本產品或使用本服務或本使用條款相關的索償或訴因必須在該索償或訴因發生後一 (1) 年內由你提出，否則將永遠不得提出。

本使用條款協定的章節標題只爲提供方便而設，並不具任何法律或契約效力。

18. 違約

倘發現任何違反本使用條款之事情，請通知本集團。

19. 風險披露聲明

在本產品的行情價格、圖、評論和購買或者出售評分是一般性質，僅作為參考之用。本產品内所載的資料及任何意見，並不代表本集團以主理人或經辦人身分邀請或提請任何人士購買或沽售任何證券、期貨、期權或其他金融工具，或提供任何投資意見或服務。閣下應該在進行任何交易或投資決定前尋求適當的專業意見。閣下須為所有跟隨在本產品的評論和購買或出售評分而執行的交易負責。對於任何基於此類資料或材料所作的任何交易或投資決定，本集團也不承擔任何責任。

本產品所述的證券、期貨、期權或其他金融工具的價格及收益可升可跌。投資股附帶風險，但本集團不能並不會保證任何在本產品現在或未來的購買或出售評論和訊息會否帶來贏利。過往之表現不一定反映未來之表現，本集團不可能作出該保證及用戶不應該作出該假設。

備註: 所有香港指數或財經資訊最少延遲15分鐘。最終解釋權歸本集團所有。

TERMS AND CONDITIONS

1. IMPORTANT

Thank you for using StockViva (the "Product")! This Product is a media platform that made generally available to the public, by using this Product and any of its website pages, you are agreeing to the terms and conditions set out below. We reserve rights to amend the terms and conditions from time to time without any notice, please read them carefully. If there is any inconsistency or conflict between the English and Chinese versions of this terms and conditions, the English version shall prevail.

DISCLAIMERS AND OTHER INFORMATION

2. Use of Product

This Product is not permitted for access, or use by, any person or entity in any jurisdiction or country where such access or use would be contrary to law, regulation or which would subject Molecule Financial Limited, its holding companies, subsidiaries, associates or other affiliates (the "Group", "we", "us" or "our") to any regulatory requirement within such jurisdiction or country. Any person or entity who intends to access or use the Product must satisfy himself that he is not subject to any such requirements which restricts or prohibits him from doing so.

3. No Offer and Disclosure

The information provided in this Product is of a general nature and for your reference only. Neither the information nor any opinions contained in this Product constitutes a solicitation or offer by the Group to buy or sell, whether as principal or agent, any securities, futures, options or other financial instruments or provide any investment advice or service. You should always obtain your own professional advice before making trading or investment decisions. The Group has no liability for any trading or investment decisions made by any person based on any such information or opinions contained or provided.

You should be aware that members of the Group, their directors and/or representatives and/or employees and/or families and /or associates may have a long or short position in any of the securities mentioned in the Product at any time and may make a purchase and/or sale, or offer to make a purchase and/or sale and/or otherwise deal in any of the said securities from time to time in the open market or otherwise, in each case either as principal or agent.

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All the information, opinions and data contained in this Product are of a general nature and for reference only. Although the information on this Product is obtained or compiled from sources we believe to be reliable, the Group cannot and does not warrant the accuracy, validity, timeliness or completeness of any such information. The Group expressly disclaims any warranties of merchantability or fitness of a particular purpose or duties of care. All information on this site is provided "as is", and is subject to change without prior notice. The Group reserves the right, in its sole discretion but without any obligation, to make improvements to, or correct any error or omissions in any portion of this Product at any time.

While the Group, Infocast Ltd and its information providers endeavor to ensure the accuracy and reliability of the information provided, we do not guarantee its accuracy and reliability and accept no liability (whether in tort or contract or otherwise) for any loss or damage arising from any inaccuracies or omissions. You agree to exercise your own due diligence and discretion, and where necessary seek the appropriate professional advice.

5. Limitation of Liability

Your messages on our Product will be sent over the internet. Messages sent over the internet cannot be guaranteed to be completely secure. The Group will not be responsible for any damage incurred by the viewer as a result of any delay, loss, diversion, alteration, interception or corruption of any message either sent to or received from the Group at the viewer’s request, over the internet. The Group will not be responsible in any manner for direct, indirect, special or consequential damages arising out of the use of this Product or as a result of the Product using the internet to deliver messages and data.

Communication over the internet may be subject to interruption, transmission blackout or delayed transmission due to internet traffic or incorrect data transmission. The Group does not represent or warrant that access will not be interrupted, that there will be no delays, failures, errors or omissions or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to the viewer’s computer system. The Group makes no representations or warranties regarding the accuracy, functionality or performance of any third party software or service providers that may be used in connection with the site.

The Group does not represent or endorse the accuracy or reliability of any information, advertisements or contents contained on, distributed through, or linked, downloaded or accessed from any of the services on this Product. The Group cannot and does not guaranty the quality or reliability of any Products or information purchased or obtained by you as a result of an advertisement or any other information displayed on this Product.

You expressly understand and agree that the Group and its officers, employers, agents, partners and licensors shall not be liable to you for any punitive, direct, indirect, incidental, special, consequential or exemplary damages, including , but not limited to, damages for loss of profits, goodwill, use, data or other intangible losses (even if the Group has been advised of the possibility of such damages), resulting from: (a) the use or the inability to use the Product; (b) the cost of procurement of substitute goods and services; (c) unauthorized access to or alteration of your transmissions or data; (d) statements made or conduct of any third party on the Product; (e) the breach of any licenses, contracts or agreements you’ve entered into as a result of using the Product; or (e) any other matter relating to the use of the Product.

6. Use of Links

By linking to any third party or other websites or services, the Group do not make any representation or take responsibility for the third party website’s content or any information contained. Should the viewer leave this Product via a link contained herein, and view content that is not provided by the Group, the viewer does so at its own risk. The Group is not responsible for damages or losses caused by any delays, defects or omissions that may exist in the services, information or other content provided in such site, whether actual, alleged, consequential or punitive. The Group makes no guarantees or representations as to, and shall have no liability for, any electronic content delivered by any third party or have any responsibility, including without limitation, the accuracy, subject matter, quality or timeliness of any electronic content.

7. Copyright

The information on this Product may not be reproduced, distributed or published in any medium for any purpose without prior express written consent from the Group. The copyright of all information provided by you on this Product belongs to the Group. If you download any information or software from this Product, you agree that you will not copy it or remove or obscure any copyright or other notices or legends contained in any such information.

8. Your Registration Obligations

In consideration of your use of the Product, you represent that you are over 18 years of age and have the capacity to form a binding contract and are not a person barred from receiving the any services by the Group under the laws of any applicable jurisdiction.

You also agree to:

provide true, accurate, current and complete information about yourself as prompted by the registration form (the "Registration Data")
maintain and promptly update the Registration Data to keep it true, accurate, current and complete. If you provide any information that is untrue, inaccurate, not current or incomplete, or the Group has reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, the Group has the right to suspend or terminate your account and refuse any and all current or future use of the services (or any portion thereof) offered by the Group.

9. User Account, Password and Security

You will receive a password and account designation/ link to your social platform account upon completing the registration process. You are responsible for maintaining the confidentiality of the password and account and are fully responsible for all activities that occur on your account.

You agree to (a) immediately notify the Group of any unauthorized use of your password or account or any other breach of security, and (b) ensure that you exit from your account at the end of each session. The Group cannot and will not be liable for any loss or damage arising from your failure to comply with this section.

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You understand that all information, data, text, software, music, sound, photographs, graphics, video, messages, tags, or other materials ("Content"), whether publicly posted or privately transmitted, are the sole responsibility of the person from whom such Content originated. This means that you, and not the Group, are entirely responsible for all Content that you upload, post, email, transmit or otherwise make available via the Product. The Group does not control the Content posted via the Product and, as such, does not guarantee the accuracy, integrity or quality of such Content. You understand that by using the Product, you may be exposed to Content that is offensive, indecent or objectionable. Under no circumstances will the Group be liable in any way for any Content, including, but not limited to, any errors or omissions in any Content, or any loss or damage of any kind incurred as a result of the use of any Content posted, transmitted or otherwise made available via the Product.

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upload, post, email, transmit or otherwise make available any Content that infringes any patent, trademark, trade secret, copyright or other proprietary rights of any party;
upload, post, email, transmit or otherwise make available any Content that infringes any patent, trademark, trade secret, copyright or other proprietary rights of any party;
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upload, post, email, transmit, or otherwise make available any material that contains software viruses or any other malicious computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment;
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collect or store personal data about other users in connection for any purpose with the prohibited conduct and activities set forth in paragraphs a through m above.

You acknowledge that the Group does not always pre-screen Content and never screens private messages, but that the Group and its designees shall have the right (but not the obligation) in their sole discretion to pre-screen, refuse, block or remove any Content that is available via the Product or the related user accounts without any notice or reasons. Without limiting the foregoing, the Group and its designees shall have the right to remove any Content that violates these terms and conditions or is otherwise objectionable. You agree that you must evaluate, and bear all risks associated with, the use of any Content, including any reliance on the accuracy, completeness, or usefulness of such Content. In this regard, you acknowledge that you may not rely on any Content created by the Group or submitted to the Group, including without limitation information in all parts of the Product.

You acknowledge, consent and agree that the Group may access, preserve and disclose your account information and Content if required to do so by law or in a good faith belief that such access preservation or disclosure is reasonably necessary to: (i) comply with legal process; (ii) enforce the terms and conditions; (iii) respond to claims that any Content violates the rights of third parties; (iv) respond to your requests for customer service; or (v) protect the rights, property or personal safety of the Group, its users and the public in general.

You understand that the Product and software embodied within the Product may include security components that permit digital materials to be protected, and that use of these materials is subject to usage rules set by the Group and/or content providers who provide content to the Product. You may not attempt to override or circumvent any of the usage rules embedded into the Product. Any unauthorized reproduction, publication, further distribution or public exhibition of the materials provided on the Product, in whole or in part, is strictly prohibited.

You acknowledge, consent and agree that any Content published by users are the independent views and opinions expressed by the users themselves, and do not reflect the views and opinions of the Group. The Group accepts no liability or responsibility for any trading or investment decisions made by any person based on any such Content contained or provided.

11. Payment, In-App Purchase and Reward Users

To pay for any services, reward other users’ contents, performances or services, you can either acquire the virtual golden coins via App stores (including but not limited to Apple and Android) (the “App stores”) and purchase virtual gifts to reward other users, or by any payment methods, including but not limited to bank transfer, online payment or any other designated methods.

The virtual golden coins are virtual currencies in this Product, you can acquire the virtual golden coins by making an in-app purchase of the equivalent dollar value. The virtual golden coins are restricted to use and circulate in this Product only and do not support the exchange of any legal currencies.
You may be required to pay tax or other fees during the transactions and please check with the App stores or your payment gateways for detail.
The price and total number of virtual gold coins shall be determined by our sole discretion. The Group reserves the right to adjust the price and total number of virtual gold coins at any time without any prior notice. Using this Product shall constitute your agreement and acceptance that the price and total number of virtual gold coins shall be determined by our sole discretion.
You must purchase virtual gifts through virtual golden coins to reward other users. You cannot donate any virtual golden coins to other users directly.
All payments, in-app purchases and rewards in this Product are FINAL AND NON-REFUNDABLE. By making any payment, in-app purchase and reward user, you expressly acknowledge and agree that we do not have any obligation or liability to refund for any reason. If you cancel your order through the App stores or any payment gateways after purchasing any services, virtual golden coins, virtual gifts or rewarding users in this Product, we shall recover such virtual golden coins, virtual gifts or reward amount, and all the related goods or services (including but not limited to reward amount, level, experience, leaderboard etc.) will also be revoked.
Users are strictly prohibited from giving/receiving any cash from any users in any scenario. All users are not allowed to trade any services, virtual golden coins, virtual gifts or accounts. You expressly acknowledge and agree that if you are doing any such transactions, we shall have the right to permanently suspend your account and recover all the paid services, virtual golden coins, virtual gifts and accumulated reward amount.
If you obtain any services, virtual golden coins, virtual gifts or rewards for yourself or others through any improper means (including but not limited to violations of the principles of good faith, violations of the legitimate rights and interests of the Group or others, violations of relevant laws, administrative regulations, national policies, etc.), the Group reserves the right to withdraw all services, virtual gold coins, virtual gifts or rewards without charge and without notice.
You will be responsible for any losses at your fault if you are in the process of purchasing any services, virtual gold coins, virtual gifts or rewarding others. If you create any loss to the Group, the Group has the right to claim any damages from you.
You agree that we will make the necessary adjustment to correct the error in your accumulated reward amount balance only when any technical problem of this Product has resulted in an error in your account.

12. Invoice arrangement

If you need an invoice for your transaction, please send us an email to [email protected] within the next day of the transaction. Please let us know your required information (including the date of transaction/ transaction amount/ name/ telephone/ email/ payment method/ company name etc). Our customer services support will handle your request.
When we receive the required information for the invoice, we will send the invoice to you via e-mail in the next month.

13. Redemption of Reward Amount

You will have a right to redeem your accumulated reward amount.

Different virtual gifts have different corresponding withdrawalable reward amounts. You expressly acknowledge and agree that you can only redeem your reward amount when the reward amount balance (after deducting all charges by App stores and our administrative fee) equals to or above HK$ 800 (or equivalent amount in any other currencies). Our Group will charge 10% administrative fees.
You must provide your personal identification documents (definitions refer to the Guidelines on Anti-Money Laundering and Counter-Terrorist Financing (For Authorized Institutions) of the Hong Kong Monetary Authority) and a bank statement dated within three (3) months prior to your date of request when you redeem your accumulated reward amount for the first time. The ultimate interest owner of such personal bank account (joint account is not accepted) must be the same as the personal identification documents provided. It should be noted that the bank account provided must be capable to receive Hong Kong or United States dollar. We might require You to provide more supporting documents to verify your identity and bank account details for payment purpose. It normally takes three (3) working days to two (2) weeks for verification process.
You are required to apply for redemption in this Product. Upon receiving your redeem application, we will issue payment of your accumulated reward amount to your designated bank account upon all verification process. No cancellation is accepted after redeem application.
It will normally take two (2) months for the payment process. You expressly acknowledge and agree that all bank charges or any fees by any third parties during the payment process will be borne by you.
Your accumulated reward amount balance will be automatically calculated on a monthly basis. The calculation date will be the last calendar date of each month at Hong Kong time 12:00 at night. If the accumulated reward amount balance equals to or above HK$10,000 (after deducting all charges by App stores) in a particular month, we provide you with 5% bonus fee based on the accumulated reward amount of that particular month.
The calculation method of the accumulated reward amount shall be determined by our sole discretion. We reserve rights to amend such calculation method from time to time without any prior notice. Using this Product shall constitute your agreement and acceptance that the calculation method and distribution of the accumulated reward amount shall be determined by our sole discretion.
For any user who cancel the purchase order in App stores after in-app purchase or reward user, we shall withdraw such virtual golden coins, virtual gifts or reward amount without any prior notice.

14. Virtual Silver Coin and Silver Coin Reward

Silver coins are virtual currencies in this Product.
Silver coins can be used to redeem the products or services in Product or provided by third parties in this Product (“Silver Coin Reward”). Some Silver Coin Reward may be restricted to certain regions, please pay attention to the terms and conditions of the Silver Coin Reward before redemption.
You can earn silver coins by completing different tasks or participating in various activities in this Product.
Silver coins are restricted to use and circulate in this Product only.
Silver coins cannot be exchanged for legal currencies or virtual gold coins.
Silver coins are limited for their own use and cannot be transferred to other users in any way.
All silver coin redemption in this Product are FINAL AND CANNOT BE CANCELLED. By making an silver coin redemption, you expressly acknowledge and agree that we do not have any obligation or liability to cancel for any reason.
You expressly acknowledge and agree that the Silver Coin Reward are subject to the actual products or services provided. When you redeem a Silver Coin Reward provided by a third party in this Product, the Group does not provide any form of guarantees or representations. You are required to contact the third party for any matters with respect to the Silver Coin Reward. The Group will not be responsible for any Silver Coin Reward provided by the third party in this Product.
The Group is not responsible for damages or losses caused by any delays, defects or omissions that may exist in the Silver Coin Reward provided by any third party, whether actual, alleged, consequential or punitive. The Group makes no guarantees or representations as to, and shall have no liability for, any Silver Coin Reward by any third party or have any responsibility, including without limitation, the accuracy, subject matter, quality or timeliness of any Silver Coin Reward.
Silver coins will be automatically cleared after 23:59:59 on December 31 of each year without prior notice.
The price and total number of silver coins shall be determined by our sole discretion. The Group reserves the right to adjust the purposes, total number and reward standard of silver coins at any time without any prior notice. Using this Product shall constitute your agreement and acceptance that any matter with respect to the silver coins and Silver Coin Reward shall be determined by our sole discretion.
Users are strictly prohibited from giving/receiving any cash from any users in any scenario. All users are not allowed to trade any silver coins or accounts. You expressly acknowledge and agree that if you are doing any such transactions, we shall have the right to permanently suspend your account and recover all the silver coins.
If you obtain any silver coins for yourself or others through any improper means (including but not limited to violations of the principles of good faith, violations of the legitimate rights and interests of the Group or others, violations of relevant laws, administrative regulations, national policies, etc.), the Group reserves the right to withdraw all silver coins without notice.
You will be responsible for any losses at your fault with respect to silver coins and Silver Coin Reward. If you create any loss to the Group, the Group has the right to claim any damages from you.
You agree that we will make the necessary adjustment to correct the error in your silver coins and Silver Coin Reward only when any technical problem of this Product has resulted in an error in your account.

15. Relationships

Nothing in this Terms and Conditions shall be deemed to constitute a partnership, joint venture, agency relationship, employee relationship or otherwise between and among you, the Group and other users.

16. Indemnity

You agree to indemnify and hold the Group and its officers, agents, employees, partners and licensors harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of Content you submit, post, transmit, modify or otherwise make available through the Product, your use of the Product, your connection to the Product, your violation of the terms and conditions, or your violation of any rights of another.

17. General Information

Entire Agreement:

This terms and conditions constitutes the entire agreement between you and the Group and governs your use of the Product, superseding any prior version of this terms and conditions between you and the Group with respect to the Product. You also may be subject to additional terms and conditions that may apply when you use or purchase certain other services, affiliate services, third-party content or third-party software.

Choice of Law and Forum:

You and the Group each agree that the terms and conditions and the relationship between the parties shall be governed by the laws of the Hong Kong Special Administration Region (“Hong Kong”) without regard to its conflict of law provisions and that any and all claims, causes of action or disputes (regardless of theory) arising out of or relating to the terms and conditions, or the relationship between you and the Group, shall be brought exclusively in the courts located in Hong Kong. You and the Group agree to submit to the personal jurisdiction of the courts located within Hong Kong, and agree to waive any and all objections to the exercise of jurisdiction over the parties by such courts and to venue in such courts.

Waiver and Severability of Terms.

The failure of the Group to exercise or enforce any right or provision of the terms and conditions shall not constitute a waiver of such right or provision. If any provision of the terms and conditions is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties' intentions as reflected in the provision, and the other provisions of the terms and conditions remain in full force and effect.

No Right of Survivorship and Non-Transferability:

You agree that your account is non-transferable and any rights to your ID or contents within your account terminate upon your death. Upon receipt of a copy of a death certificate, your account may be terminated and all contents therein permanently deleted.

Statute of Limitations.

You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the Product or the terms and conditions must be filed within one (1) year after such claim or cause of action arose or be forever barred.

The section titles in the terms and conditions are for convenience only and have no legal or contractual effect.

18. Violations

Please report any violations of the terms and conditions to us as soon as possible.

19. Risk Disclosure Statements

The quotes, charts, commentaries and buy/sell ratings on this Product are of a general nature and should be used as references only with your own discretion. The Group is not soliciting or offering any users to buy or sell, whether as principal or agent, any securities, futures, options or other financial instruments or providing any investment advice or services. You should always obtain your own professional advice before making trading or investment decisions. Any trades executed following the commentaries and buy/sell ratings on this Product are taken at your own risk for your own account. The Group has no liability for any trading or investment decisions made by any person based on any such information or opinions contained or provided.

The price and income of any securities, futures, options or other financial instruments described in this Product may fall as well as rise. Investing and trading are very risky. The Group cannot and does not give any assurance that the present or future buy/sell commentaries and signals on this Product will be profitable. The Group cannot guarantee, and all the users should not assume, that the future performance will equal past performance.

Remarks: All HK Indices and financial information are delayed by at least 15 minutes. The final interpretation rights belong to the Group.